It depends on what you want. People who go into finance jobs claim they don’t need accounting knowledge (I disagree, I think you need accounting knowledge in every job in the commercial world). In accounting jobs, however, you only really need a basic knowledge of finance. An introductory finance subject at University would be enough, you don’t really need to know how to price complicated financial instruments, for example.

I don’t think you gain less if you studied finance compared with accounting, it really depends on what type of work you want to do.

If you have your heart set on being an investment banker than you probably don’t need accounting that much. And if you have your heart set on being a tax accountant, then you probably don’t need finance that much.

Having knowledge in both does help, though.

Accountants Salary EXPOSED ! They earn big bucks. I don’t lie

Duration : 0:0:24

Technorati Tags: accountants, accounting, careers, careers in, how much do accountants earn, jobs, jobs in, salary

Check out Howcast for other do-it-yourself videos from Dynamic and more videos in the Car Finance category.

You can contribute too! Create your own DIY guide at http://www.howcast.com/videos/new or produce your own Howcast spots with the Howcast Filmmakers Program at http://www.howcast.com/filmmakers/apply.

Make sure you get the best possible terms on your car loan by doing your homework.

To complete this How-To you will need:

Your credit rating
A pre-approved car loan
Math skills
On-time payments
A down payment (optional)

Step 1: Get your credit rating

Request a copy of your credit report by logging onto annualcreditreport.com or by calling 1-877-322-8228. You are entitled to one free copy per year. Car loans are based on your credit rating, so make sure there are no mistakes.

Tip: Try to scrape together a down payment of at least 15 percent, which will greatly reduce your financing costs.

Step 2: Shop before you shop

Once you figure out how much you can afford to spend on a monthly payment, and before you set foot on a car lot, get a bank or credit union to pre-approve you for a car loan.

Tip: Search online for sites that compare current auto-loan rates.

Step 3: Focus on the APR

When comparing loans, focus on the APR—annual percentage rate—rather than the monthly payment. It’s more important to have a low interest rate, as long as you can make the payment each month.

Tip: Resist the temptation to finance a car for longer than 48 months. You’ll be paying so much in interest that if the car is stolen or wrecked, you run the risk of owing more than the car is worth.

Step 4: Play let’s make a deal

Head to the dealership. Tell them you’re pre-approved for a car loan, and ask them if they can offer you a better financing deal than the one you’ve secured already.

Step 5: Do the math

Always crunch the numbers before agreeing to a financing plan. If the dealer offers you a choice of either zero-percent financing or a cash rebate, do the math to figure out which is the better deal.

Step 6: Pay on time

Make your payments on time. Late payments lead to late fees, which will affect your credit rating.

Thanks for watching How To Finance a Car! If you enjoyed this video subscribe to the Howcast YouTube channel! http://www.youtube.com/subscription_center?add_user=howcast

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Duration : 0:1:56

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Duration : 0:3:35

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Ever wondered how much do accountants make a year? One of the 3 careers only whose job demands keeps increasing when the economy is declining !

Duration : 0:0:32

Technorati Tags: accountants, accounting, Accounting Salary, how much do accountants make

Simon shares the different types of banks and financial institutions, what they do and the 7 major trends that will effect your career decisions over the next 5 years.

Simon Dixon is the founder of Bank Talk Show and author of ‘Student To CEO: 97 Ways To Influence Your Way To The Top In Banking & Finance’ after a career in stock brooking, market making and investment banking.

Prepare your banking and finance career now recorded live from University of Liverpool.

http://www.BankTalkShow.com

Duration : 1:56:20

Technorati Tags: bank talk show, Banking careers, banking internships, Banking jobs, Benedix, finance internships, investment banking careers, investment banking jobs, simon dixon, student to cep